Data Protection & Security

1. Our Commitment to Data Protection

At Rupiya, protecting your financial data is our highest priority. We implement military-grade security measures that exceed industry standards to ensure your information remains confidential, secure, and protected from unauthorized access.

2. End-to-End Encryption

2.1 Military-Grade AES-256 Encryption

Your financial data is protected with the same encryption used by banks and government agencies. We implement AES-256 encryption, which is virtually unbreakable and would take billions of years to crack with current technology.

• Client-Side Encryption: Data is encrypted on your device before being sent to our servers
• Unique Encryption Keys: Each user has unique encryption keys derived from their credentials
• PBKDF2 Key Derivation: 100,000+ iterations make brute force attacks impractical
• Automatic Encryption: All sensitive data is encrypted automatically without user intervention

2.2 What Gets Encrypted

The following sensitive information is encrypted end-to-end:

• All financial transactions (expenses, income, investments)
• Personal financial details (account numbers, card information)
• Investment portfolio data and holdings
• Budget information and financial goals
• Family financial data and shared expenses
• Notes and descriptions containing sensitive information
• Payment method details and banking information

2.3 In-Transit Encryption

• All data transmitted between your device and our servers uses TLS 1.3 encryption
• HTTPS protocol is enforced on all connections with HSTS headers
• Certificate pinning prevents man-in-the-middle attacks
• Perfect Forward Secrecy ensures past communications remain secure

2.4 At-Rest Encryption

• All data stored in our databases uses AES-256 encryption
• Encryption keys are managed securely using Google Cloud KMS
• Database-level encryption with automatic key rotation
• Encrypted backups stored in geographically distributed locations

3. Authentication & Access Control

3.1 Strong Authentication

• Passwords are hashed using bcrypt with salt
• Multi-factor authentication (MFA) support available
• Secure session management with automatic timeout
• OAuth 2.0 integration with trusted providers (Google, Firebase)

3.2 Access Control

• Role-based access control (RBAC) for different user types
• Principle of least privilege - users only access necessary data
• Admin access is restricted and logged
• Regular access reviews and audits

4. Infrastructure Security

4.1 Cloud Infrastructure

• Hosted on Google Cloud Platform (GCP) with enterprise-grade security
• Data centers with physical security, surveillance, and access controls
• Redundant systems and automatic failover for high availability
• Regular security certifications and compliance audits

4.2 Network Security

• Advanced firewalls and intrusion detection systems
• DDoS protection and mitigation
• Web Application Firewall (WAF) to prevent common attacks
• Regular penetration testing and vulnerability assessments

4.3 Database Security

• Firestore database with built-in security rules
• Automated backups with encryption
• Point-in-time recovery capabilities
• Database activity monitoring and logging

5. Data Backup & Recovery

• Automatic daily backups of all user data
• Geographically distributed backup locations
• Encrypted backup storage
• Regular backup restoration tests
• Disaster recovery plan with RTO of 4 hours and RPO of 1 hour

6. Monitoring & Logging

6.1 Security Monitoring

• 24/7 security monitoring and threat detection
• Real-time alerts for suspicious activities
• Automated response to security incidents
• Security Information and Event Management (SIEM) system

6.2 Audit Logging

• All user actions are logged with timestamps
• Administrative actions are separately logged and reviewed
• Logs are retained for 90 days minimum
• Logs are encrypted and tamper-protected

7. Vulnerability Management

• Regular security code reviews and static analysis
• Quarterly penetration testing by third-party security firms
• Vulnerability scanning and patch management
• Bug bounty program for responsible disclosure
• Rapid patching of identified vulnerabilities

8. Compliance & Standards

Rupiya complies with the following standards and regulations:

• GDPR: General Data Protection Regulation (EU)
• CCPA: California Consumer Privacy Act
• ISO 27001: Information Security Management
• SOC 2: Service Organization Control
• OWASP: Web Application Security standards
• PCI DSS: Payment Card Industry Data Security Standard (where applicable)

9. Data Minimization

We follow the principle of data minimization - we collect only the minimum data necessary to provide our services. We do not collect unnecessary personal information and regularly purge data that is no longer needed.

10. Third-Party Security

• All third-party vendors undergo security assessments
• Vendors must comply with our security requirements
• Data Processing Agreements (DPA) are in place with all vendors
• Regular audits of third-party security practices

11. Incident Response

11.1 Incident Response Plan

• Documented incident response procedures
• Incident response team on standby 24/7
• Rapid containment and mitigation procedures
• Post-incident analysis and improvements

11.2 Breach Notification

In the unlikely event of a data breach, we will notify affected users within 72 hours as required by law, providing details of the breach and steps to protect your information.

12. Employee Security

• Background checks for all employees with data access
• Mandatory security training and awareness programs
• Confidentiality and non-disclosure agreements
• Principle of least privilege for employee access
• Regular security audits of employee activities

13. Your Security Responsibilities

While we implement strong security measures, you also play an important role:

• Keep your password strong and unique
• Never share your login credentials with anyone
• Use a secure device and network when accessing the Application
• Enable multi-factor authentication if available
• Log out when finished, especially on shared devices
• Report suspicious activities immediately

14. Security Updates

• Regular security patches and updates
• Zero-day vulnerability response procedures
• Automatic updates for critical security issues
• Security advisories published on our website

15. Contact & Reporting

If you discover a security vulnerability or have security concerns, please report it to:

• Email: help.rupiya@gmail.com
• Response Time: We aim to respond within 24 hours
• Confidentiality: We will keep your report confidential